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‼️“Dear Mrs. Camilleri, we wish to inform you that foreclosure proceedings against your property will commence in 72 hours to recover the full amount of your outstanding debt.”‼️ I still remember that suffocating fear 💔. The moment I felt the ground opening up beneath my feet... I am 36 years old. I live in Sliema, Malta 🇲🇹, together with my husband Joseph and our two young children — Maria, who is 9, and Kurt, who is 6 👨👩👧👦. 10 years ago we came to live in Malta with just two suitcases 🧳 and high hopes of building a better future. We started working hard: in hotels, cleaning, and delivery — we took any job we could find so we could start a new life. After three years we realized that Malta had become our home. And 7 years ago we decided to take the biggest step — we bought our own home 🏡. A small, cozy house in Sliema for the price of €325,000. We put all our savings toward the purchase, and the monthly payment was €1,850. It was very hard, we had to cut back on many things, but we kept our heads held high. I used to work in administration, while my husband worked as a delivery driver. Everything was fine — until everything collapsed like a house of cards 📉. At the beginning of 2025, my company started laying off a lot of workers, and in a single moment I found myself jobless 😭. During the first few months we were barely surviving on the savings we had left. But that ran out quickly. Joseph took night shifts, working to the point of exhaustion, almost without sleep, but it still wasn't enough. And that was how our nightmare began — we started falling behind on our payments ⏳. One month. Three months. Seven months of suffering. Bank of Valletta was calling us every day 📞. Then official letters started arriving 📩. And then came the worst news we could possibly receive. The remaining debt: €87,347.90 🚨. And right there before my eyes were those terrifying numbers: there were 72 hours left before procedures would begin ⏰. If we couldn't find that mon
