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‼️“Dear Ms. Elena Camilleri, we hereby inform you that you have 72 hours remaining before the foreclosure on your property to settle your debt in full.”‼️ I still remember that chilling terror 💔. The exact moment the ground just collapsed beneath my feet... I am 36 years old. I live in Malta, in Sliema 🇲🇹, together with my husband Joseph and our two little kids — 9-year-old Maria and 6-year-old Kurt 👨👩👧👦. 10 years ago we moved to Malta with just two suitcases 🧳 and a huge dream of building a happy future. At first we worked tirelessly: in hotels, cleaning services, deliveries — grabbing any job just to get on our feet. After three years we realized there was no going back. And 7 years ago we decided to take the most important step — we bought our own home 🏡. Our own cozy little place in Sliema for €325,000. We put down all our life savings, and the monthly payment was €1,850. It was insanely tough, we gave up so much, but we were managing. I worked as an administrative officer, and my husband worked as a delivery driver. Everything was fine — until it all collapsed like a house of cards 📉. In early 2025, my company started heavy layoffs, and in a single moment I found myself on the street with my young son in my arms 😭. At first, we desperately survived on our remaining savings. But they ran out fast. Joseph took night shifts, worked to complete exhaustion, barely slept, but it was catastrophically not enough. And then our personal nightmare began — missed payments ⏳. One month. Three months. Seven months of sheer nightmare. Bank of Valletta was calling every single day 📞. Then official letters started arriving 📩. And then came this one — our death sentence. Overdue balance: €87,347.90 🚨. And there they were right in front of my eyes, those terrifying numbers: 72 hours remaining ⏰. If we couldn't find this money, they would ruthlessly take our home away, throwing our children onto the street 😱. I couldn't close my eyes that night 🥺. Lying in bed
