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For years, Daniel and I had a folder on my laptop called “Our Place”. It was full of screenshots of apartments we liked but couldn’t quite afford yet. My name is Laura Meyer, I’m 35, and I live with my husband Daniel in Dublin. We both work full-time. Daniel works as a service technician and I have an administrative job with a retail company. We were doing alright financially, but saving for our first apartment felt painfully slow. Rent took a huge chunk every month. Then there were groceries, electricity, insurance, the car and all the random expenses you never really plan for. Our deposit fund would grow for a while. Then something would happen. The car needed work. A bill was higher than expected. Something in the apartment had to be replaced. And suddenly we were several months behind the target we had set ourselves. Still, we kept looking. Sunday mornings usually meant coffee and property listings. Daniel would point at an apartment and say: “That one actually looks decent.” I’d already be imagining where the sofa would go. Then we’d check our savings account. That usually ended the conversation. One evening Daniel’s brother Alex came over. We ordered takeaway and spent most of the night chatting. Alex is always trying something new on his phone, so when he started showing Daniel BookOfWin I barely paid attention. Then I heard him mention a withdrawal. I asked: “Wait, what exactly are you using?” He showed me BookOfWin. “It’s gambling,” Alex said. “I’ve had a few decent results with it and my withdrawals went through. If you ever try it, keep it small. New players also get a welcome bonus and free spins.” I joked that the last thing we needed was Alex discovering another app. A few days later I was updating our apartment savings spreadsheet. After an entire month we had managed to put away only about €290. For some reason, I remembered that conversation. I downloaded BookOfWin, created an account and made a small deposit. The w
