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On my account there were only 55 euros left, the van repair cost 3,200 euros, and the bailiffs called every day It was that night that everything changed My name is Gabriel Bernard I'm 36 years old and I live in Norwich I'm a simple construction worker I've been working in construction for almost ten years, mainly through subcontractors The money was enough to get by In the good months I earned between 1,400 and 1,700 euros net, when there was enough work My wife Eleni wasn't working temporarily after the birth of our daughter We thought we'd manage for a few months But then everything started to fall apart The winter of 2025 was a real nightmare It rained almost every day The construction sites stopped The subcontractors delayed payments The company I had been working for for over six months started delaying my salary At first they talked about cash flow problems One week became two Two — almost two months And when you have a wife and children at home, it's no longer a simple delay It